Country HR Guide

HR Management in Togo

Employment in Togo is governed by the Labour Code (Law No. 2021-012 of 18 June 2021), the Social Security Code and the universal health insurance (AMU) scheme, with collective agreements adding detail by sector. Here is what employers need to know about maternity leave, income tax, payroll contributions and registration.

Currency West African CFA franc (XOF)
Capital Lomé
Language French
CNSS (employer) 17.5%
Health insurance (AMU) 10% of pay
Figures last reviewed September 2026.

Maternity leave

Annual leave, sick leave and other absences are set by the Labour Code and the applicable collective agreement. Maternity leave is also backed by the social security system, which pays a daily allowance to replace lost salary.

14 weeks
Maternity leave

Can be extended by up to 14 days before the birth and up to 21 days after it when additional rest is granted.

12 months
CNSS registration required

An employee must have been registered with the CNSS for at least 12 months before the expected birth to receive the daily maternity allowance.

Claiming the maternity allowance

The employee must actually stop working during the leave. The claim is filed with the CNSS within 12 months of returning to work, with the pregnancy and birth certificates, certificates of stopping and resuming work from the employer, and the payslips for the 3 months before the leave began.

How IceHrm helps

Set up maternity leave and every other Togolese leave type from your collective agreement in IceHrm, each with its own accrual, carry forward and approval rules. Employees see their live balance before they apply, and managers see who is away on a shared calendar. Leave management →

Income tax

Salaries are subject to personal income tax (IRPP). Employers withhold it from each payment of salary, show it on the payslip and pay it to the Office Togolais des Recettes (OTR) by the 15th of the following month. The 2026 Finance Law did not change the scale below.

IRPP scale applied to annual net taxable income (General Tax Code, as updated in 2025). Each rate applies only to the income within its band.
Annual net taxable incomeRate
XOF 0 – XOF 900,0000%
XOF 900,001 – XOF 3,000,0003%
XOF 3,000,001 – XOF 6,000,00010%
XOF 6,000,001 – XOF 9,000,00015%
XOF 9,000,001 – XOF 12,000,00020%
XOF 12,000,001 – XOF 15,000,00025%
XOF 15,000,001 – XOF 20,000,00030%
Over XOF 20,000,00035%
Family deductions and annual return

Before the scale is applied, taxable employment income is reduced by XOF 10,000 a month for each dependant, up to 6 dependants (a spouse without income, children under 21, or under 25 if studying, and certain dependent relatives). Employers must also file an annual salary declaration (DAS) by 31 January.

Employer payroll costs

Employers pay social security contributions to the Caisse Nationale de Sécurité Sociale (CNSS) and mandatory health insurance contributions under the universal health insurance scheme (AMU). Contributions are calculated on total pay, including bonuses and benefits in kind, and never on less than the guaranteed minimum wage (SMIG).

The employer deducts the employee’s share and pays the total each month, within the first 15 days of the following month. The employer’s share cannot be passed on to the employee.
ContributionEmployerEmployee
CNSS – old-age pensions12.5%4%
CNSS – family and maternity benefits3%–
CNSS – occupational risks2%–
CNSS total17.5%4%
AMU health insurance (10% in total)at least 5%up to 5%

The AMU contribution covers the employee’s spouse and children, generally up to age 21 (26 for unmarried children in higher education or apprenticeships). Where both spouses earn an income, each one contributes.

How IceHrm helps

Build Togolese pay the way you already structure it, with your own salary components, deductions and formula columns, such as CNSS and AMU contribution columns. Want to know how well IceHrm handles payroll calculations for Togo? Contact us or see Payroll →

Hiring & registration

Contract types, probation, working hours, notice and severance are set by the Labour Code and the applicable collective agreement, so check both when drafting contracts. Social security registration deadlines are short.

Registration steps
  • CNSS employer registration – within 8 days of hiring the first employee, with a registration request and a staff census form.
  • Employee registration – register each new employee with the CNSS so contributions and benefits are recorded in their name.
  • AMU – declare each employee and their dependants for mandatory health insurance.
  • OTR – register to withhold IRPP and file monthly payments and the annual salary declaration.
How IceHrm helps

Keep contracts, CNSS registration documents and dependant details on each employee’s record, send documents for e-signing, and track onboarding with task lists so no registration deadline is missed. Documents & e-signing →

Official sources Disclaimer

This guide is general information to help you plan HR processes, not legal, tax or financial advice. Employment law and rates change regularly and awards, enterprise agreements and state rules may give employees more than the minimums shown here. Always confirm current requirements with the official sources or a qualified adviser.

Manage your Togo workforce with IceHrm

Configure leave types, accrual rules and public holidays for Togo, keep employee records and contracts in one place, and run payroll with your own salary components. Want to know how IceHrm handles payroll calculations for Togo? Talk to us.

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