{"id":4158,"date":"2023-11-24T15:33:54","date_gmt":"2023-11-24T15:33:54","guid":{"rendered":"https:\/\/icehrm.com\/explore\/?p=4158"},"modified":"2023-11-24T15:33:55","modified_gmt":"2023-11-24T15:33:55","slug":"workers-compensation","status":"publish","type":"post","link":"https:\/\/icehrm.com\/explore\/hr-glossary\/workers-compensation\/","title":{"rendered":"Worker&#8217;s Compensation"},"content":{"rendered":"\n<p><strong>Unraveling Workers&#8217; Compensation<\/strong><\/p>\n\n\n\n<p><strong>Overview:<\/strong><\/p>\n\n\n\n<ul>\n<li>Business insurance aiding employees injured or ill on the job.<\/li>\n\n\n\n<li>Covers medical care, lost wages, vocational rehabilitation, and death benefits.<\/li>\n<\/ul>\n\n\n\n<p><strong>Administration:<\/strong><\/p>\n\n\n\n<ul>\n<li>State-regulated programs with varying rules.<\/li>\n\n\n\n<li>Federal workers covered by the U.S. Department of Labor.<\/li>\n<\/ul>\n\n\n\n<p><strong>Mandatory Coverage:<\/strong><\/p>\n\n\n\n<ul>\n<li>Most states mandate coverage for employees.<\/li>\n\n\n\n<li>Exceptions exist, varying by state and business type.<\/li>\n<\/ul>\n\n\n\n<p><strong>Cost Factors:<\/strong><\/p>\n\n\n\n<ul>\n<li>Premiums depend on state laws, business size, payroll, and risk.<\/li>\n\n\n\n<li>Shopping around for rates is beneficial in some states.<\/li>\n<\/ul>\n\n\n\n<p><strong>Filing a Claim:<\/strong><\/p>\n\n\n\n<ul>\n<li>Promptly notify the employer of injuries or illnesses.<\/li>\n\n\n\n<li>Submit a workers&#8217; compensation claim form detailing the incident.<\/li>\n\n\n\n<li>Employers file claims with their insurance; benefits provided if approved.<\/li>\n\n\n\n<li>Deadlines for filing vary by state law, emphasizing the importance of swift action.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Unraveling Workers&#8217; Compensation Overview: Administration: Mandatory Coverage: Cost Factors: Filing a Claim:<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","kt_blocks_editor_width":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[51],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.6.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Worker&#039;s Compensation - IceHrm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/icehrm.com\/explore\/hr-glossary\/workers-compensation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Worker&#039;s Compensation - IceHrm\" \/>\n<meta property=\"og:description\" content=\"Unraveling Workers&#8217; 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